You also need at least NZD 4,200 for living costs, full medical insurance, and a ticket out or the money to buy one. As of October 1, 2026, INZ's page for the US scheme lists the visa as open and shows no yearly limit on places, so there's no ballot or opening day to wait for.
Your first week in New Zealand runs through your phone: the IRD tax number application is done online, and the job boards INZ points to are websites. A HelloRoam New Zealand eSIM gives you mobile data from the moment you land, so neither has to wait for hostel Wi-Fi.
The US scheme in one table
| Rule | What INZ sets for US citizens |
|---|---|
| Age | 18 to 30 to apply |
| Length of stay | Up to 12 months, from the day you enter New Zealand (or from approval if you're already there) |
| Places | No yearly limit shown; the scheme is listed as open |
| Cost if you apply from outside New Zealand | NZD 100 tourism levy (IVL), about US$57 |
| Cost if you apply from inside New Zealand | NZD 770, about US$436 |
| Money to show | NZD 4,200 (about US$2,380), plus a ticket out or the money for one |
| Insurance | Full medical insurance for the whole stay, including hospital cover |
| Passport | Valid for at least 3 months after the visa expires |
| Processing time | 80% of applications decided within 2 weeks |
| How to apply | Online only, in English, through an INZ account |
| Study | Up to 6 months in total |
| Extension | 3 more months after 3 months of seasonal horticulture or viticulture work |
Dollar figures use the US Treasury's reporting rate for June 30, 2026: 1.767 New Zealand dollars to one US dollar. Your card's rate on the day will differ.
Passport validity is easy to underestimate. Because the visa can run 12 months from your arrival, the 3-month rule means your passport should be valid for roughly 15 months from the day you land.
Americans pay a NZD 100 levy, not the NZD 770 headline fee
The top of INZ's US scheme page shows a cost from NZD 770. That is the general figure for this visa type: a UK citizen applying from the UK, for example, is charged NZD 770 in INZ's fee checker. Enter a US passport and a US location in the page's fee checker, under "How to pay and submit", and the result changes: US citizens pay no application fee or immigration levy, only the International Visitor Conservation and Tourism Levy (IVL) of NZD 100.
Where you are when you apply matters. The same checker shows NZD 770 for a US citizen applying from inside New Zealand. Applying from inside New Zealand also usually means a chest X-ray and a general medical exam. Applying from outside New Zealand, before you fly, is the cheaper and simpler route.
You pay online with a Visa, Mastercard or UnionPay credit or debit card.
Who qualifies under the US scheme
INZ sets these conditions for US applicants:
- You're 18 to 30 and a US citizen with a valid US passport.
- You normally live in the US, which means you have not been outside the country for more than 2 years right before you apply.
- You have never been granted a New Zealand working holiday visa, even one you didn't use. Working holiday visas for other countries don't count against you.
- You're in good health and of good character, and your reasons for coming are genuine.
- You have the money, insurance and onward ticket (or ticket money) listed in the table above.
The 2-year rule matters for nomads who are already on the road. INZ may ask for proof of your US home, such as bills or letters sent to your home address, or a reference from your employer. If you've been away for close to 2 years, read that section of the US scheme page before you apply.
Turning 31 closes this route
The US scheme stops at 30. A few other countries' schemes run to age 35, but each one is open only to that country's citizens, so they don't help a US passport holder. For a permanent job or longer-term work, INZ points to employer-specific visas such as the Accredited Employer Work Visa, which ties you to one employer and a set role.
If you plan to keep a US remote job instead, a separate rule applies. Under INZ's rules on remote work for visitors, visitor visas applied for on or after January 27, 2025 allow remote work for an employer or clients outside New Zealand, with no limit on how much. A US citizen visiting visa-free with an NZeTA can stay for less than 3 months, and INZ recommends applying for a visitor visa before you travel if you want to stay longer. Work for a New Zealand employer still needs a work visa. For a long stay built around remote work in Europe, Spain's digital nomad visa for US citizens is one option to compare.
What the visa lets you do, and what it doesn't
INZ classes every working holiday visa as an open work visa, so you can take temporary jobs with almost any employer, anywhere in New Zealand. The limits are clear:
- All work must be for an employer, under an employment agreement or a contract for services. This condition has applied to all working holiday visas since INZ's employment-conditions change took effect on April 20, 2026.
- You can't take a permanent job, operate a business as its owner, or employ other people.
- You can study or train for up to 6 months in total, for example an English course or a short training course.
- You can leave and re-enter New Zealand as many times as you like while the visa is valid.
- The trip must be mainly a holiday. INZ treats work and study as secondary reasons for coming.
How to apply, step by step
INZ's process for the US scheme runs in this order, and all of it happens online:
- Gather your evidence: passport details, proof that you live in the US, your insurance certificate, bank or credit card statements showing NZD 4,200, and a ticket out or proof you can buy one.
- Create an account in INZ's online system. Applications are accepted online only, and in English.
- Fill in the form, including the health and character questions. Your answers help decide whether INZ asks for a chest X-ray, a medical exam or police certificates.
- Pay the levy, submit, and watch your email. If INZ approves you, it sends an eVisa, and your visa conditions are recorded on it.
Type your name and passport details exactly as they appear in your passport. INZ warns that a wrong name or expiry date can delay the application, lead to a decline, or get you refused entry at the border.
The United States is on INZ's list of countries with a low incidence of tuberculosis. For a 12-month scheme applied for from outside New Zealand, you need a chest X-ray if you've spent more than 3 months in total over the last 5 years in countries that are not on that list. If you've only spent time in listed countries, INZ doesn't require an X-ray or a medical exam when you apply, though it can still ask for one later. If you plan to stay in New Zealand for more than 12 months in total, including time on other visas, INZ requires both a chest X-ray and a general medical exam. Thailand, Vietnam, India and the Philippines are not on the list, so a long trip through Southeast Asia or India can trigger the X-ray. If INZ asks for medical results, they must be less than 3 months old, and police certificates must be less than 6 months old when you submit.
Your arrival month decides which seasonal jobs you catch
If INZ approves your visa while you're outside New Zealand, you must arrive within 12 months of the date it was issued. The visa's 12 months then start on the day you enter. You can't delay or cancel it, and if you miss the arrival window, it expires and you can't apply again.
That makes your arrival month a real decision. These windows come from INZ's seasonal work calendar:
| Months | Work | Where |
|---|---|---|
| All year | Hospitality and accommodation staff | Nationwide |
| All year | Apple thinning, picking, packing and pruning | Central Otago |
| October to March | Tourism activity staff (guides, biking, attractions) | Nationwide |
| November to March | Strawberry picking and packing | Auckland |
| December to February | Cherry picking and packing | Central Otago |
| March to April | Grape harvest and vineyard work | Auckland, Hawke's Bay, Wairarapa, Nelson/Marlborough, Canterbury, Central Otago, Otago, Southland |
| March to August | Kiwifruit harvesting and packing | Bay of Plenty, Northland, Nelson/Marlborough |
| May to September | Ski slope staff | Queenstown, Wanaka |
| May to September | Vineyard pruning and maintenance | The same regions as the grape harvest |

Farm work can also buy you more time. After at least 3 months of planting, maintaining, harvesting or packing crops in horticulture or viticulture, you can apply for a Working Holiday Extension Work Visa that adds 3 months. The months don't need to be in a row or with one employer, but jobs in plant nurseries or food processing don't count. It's a paper application made from inside New Zealand, INZ's fee checker shows NZD 800 for it, and you can get it only once.
To find work, INZ points job hunters to Work and Income's seasonal work listings, Horticulture New Zealand's list of recruitment sites and the government's Tahatū career site. Before any job starts, INZ says you need a New Zealand bank account and an IRD number.
One box on the Traveller Declaration protects your visa
Everyone entering New Zealand must complete a New Zealand Traveller Declaration (NZTD), on the website or in the NZTD app. If you fly, you can submit it from 24 hours before your journey starts.
US passport holders normally visit New Zealand under its visa waiver arrangement, and that is where working holiday makers can lose their visa. INZ's working holiday rules say travelers from visa waiver countries arriving on a working holiday visa must tick "I hold a temporary entry class visa" in the NZTD. Skip it, and the border can issue an ordinary visitor visa instead, which cancels your working holiday visa. You can't apply for another one.
Border officers can also refuse entry if you can't show onward travel or the money to leave New Zealand, so keep your ticket or a recent bank statement on your phone.
Your first week: bank account, IRD number and mobile data
An IRD number is your tax number from Inland Revenue, and employers use it to deduct the right tax. If you work without an IRD number or a tax code, you pay the highest rate, which Inland Revenue calls the no-notification rate.
Before you apply for an IRD number, check what Inland Revenue's guide for new arrivals asks for: a work visa holder applying as a new arrival needs either a fully functioning New Zealand bank account or the customer due diligence form IR997. If your bank account isn't open yet, the IR997 form is the other way in.
Apply in myIR, Inland Revenue's online service, as a new arrival before your visa's final travel date, the last date INZ allowed you to arrive. You'll need your passport details, your INZ application number and your most recent overseas tax number if you have one. If Inland Revenue approves you, the number arrives by text or email in 2 days. Miss the travel date and you apply as someone already living in New Zealand instead.
New Zealand's tax year runs from April 1 to March 31. Back home, the IRS says the filing rules for US citizens are generally the same whether you live in the US or abroad, and you're taxed on worldwide income. This guide doesn't give tax advice: read the IRS page for citizens abroad and Inland Revenue's own guidance for your situation.

Your phone carries most of this work, from myIR to job apps and maps between farm towns. HelloRoam's New Zealand plans run on the One NZ network and are data-only, so calls and messages go through apps such as WhatsApp or FaceTime. For a 12-month stay, a local plan with a New Zealand number makes sense once you're settled; an eSIM covers the first weeks before you choose one.
Before you fly, check that your phone supports eSIM, and estimate your first month's data if you'll job-hunt on mobile data.
Rules, fees and processing times change. Recheck the US scheme page on Immigration New Zealand's site on the day you apply, and again before you fly.
Questions travelers ask
Do I need a job offer to apply for a New Zealand working holiday visa?
No. INZ says you don't need a job offer to apply for the US scheme. You can look for temporary work after you arrive, and INZ's seasonal work calendar shows which jobs run in which months. Any work must be for an employer, and you can't take a permanent job.
Can my partner or kids come with me on my working holiday visa?
Not on your visa. INZ says a partner or child who wants to come to New Zealand must apply for their own visa. A partner who is also a US citizen aged 18 to 30 can apply for their own working holiday visa under the same rules.
Do I need an NZeTA if I have a working holiday visa?
No. INZ says travelers who hold a valid New Zealand visa, including a work visa, don't need an NZeTA. You still complete the New Zealand Traveller Declaration before you land, and you tick the box saying you hold a temporary entry class visa.
Sources
- Immigration New Zealand: USA Working Holiday Visa (requirements, steps, fee checker)immigration.govt.nz
- Immigration New Zealand: Who can apply for a working holiday visa (NZTD tick rule, apply-from rules)immigration.govt.nz
- Immigration New Zealand: Working Holiday Extension Work Visaimmigration.govt.nz
- Immigration New Zealand: Finding short-term work when on a working holiday (seasonal work calendar)immigration.govt.nz
- Immigration New Zealand: Working holiday visa medical requirementsimmigration.govt.nz
- Immigration New Zealand: Countries with a low incidence of tuberculosisimmigration.govt.nz
- Immigration New Zealand: Changes to employment conditions for open work visa holders (24 February 2026)immigration.govt.nz
- Immigration New Zealand: Working remotely in New Zealand on a visitor visaimmigration.govt.nz
- Immigration New Zealand: Visa waiver countries and territoriesimmigration.govt.nz
- Immigration New Zealand: Travellers who do not need an NZeTAimmigration.govt.nz
- New Zealand Customs and MPI: New Zealand Traveller Declarationtravellerdeclaration.govt.nz
- Inland Revenue: I am coming to work or study in New Zealandird.govt.nz
- Inland Revenue: New arrival to New Zealand, IRD number applicationird.govt.nz
- Internal Revenue Service: U.S. citizens and resident aliens abroadirs.gov
- U.S. Department of the Treasury: Treasury Reporting Rates of Exchange (New Zealand dollar, June 30, 2026)fiscaldata.treasury.gov
Written by
HelloRoam Team
The HelloRoam editorial team writes about eSIM technology, travel connectivity, and mobile data tips for international travelers.



